Lower Credit Risk
Reduce Service Costs
Increase Customer Value
Powering Growth and Trust in Financial Services with AI
Bay6.ai helps financial institutions reimagine customer engagement, strengthen risk management, and create new revenue streams with AI. From simplifying account servicing and loan journeys to predicting credit risks and identifying new cross-sell potential, our solutions give banks, lenders, and credit unions the intelligence to act faster, serve better, and compete stronger.
What Bay6 Delivers for Financial Services
- Product & Service Inquiries Chatbot - Handle questions about banking products, credit cards, loans, and investments while capturing leads.
- Account Management Chatbot - Assist customers with balances, statements, transaction inquiries, and fund transfers.
- Loan & Credit Chatbot - Support customers on loan eligibility, application status, repayment terms, and account-specific queries.
- Internal Helpdesk Chatbot - Equip staff with AI-driven answers to policies, processes, and compliance queries to boost productivity.
Model6 applies predictive intelligence to help institutions flag risky loans, prevent churn, and target customers most likely to expand their relationship boosting retention and revenue.
- Loan Risk Predictor – Assess risk of loan default using behavioral, transactional, and demographic data.
- Cross-Sell/Upsell Propensity – Identify customers most likely to adopt additional products/services to maximize lifetime value.
- Churn Predictor - Flag at-risk customers for proactive engagement and retention.
- Transaction Fraud Model - Detect unusual patterns to mitigate fraud risk in real-time.
Forge6 allows financial institutions to design, customize, and scale AI for real needs like compliance monitoring, fraud triage, and customer engagement while staying secure and future-ready.
- Custom AI Solutions - Tailored apps for compliance monitoring, KYC automation, risk management, and portfolio tracking.
- AI Agents - Autonomous agents that execute complex processes like dispute resolution, fraud case triage, and regulatory reporting
- AI Center of Excellence - Governance, compliance, and deployment playbooks to scale AI across lending, payments, and customer service
- Advisory & Consulting - Strategic guidance on AI roadmaps, ROI modeling, and change management for financial institutions.
Insights
The Bay6 Way of Thinking
Think6 is our proven methodology to ensure every AI engagement is grounded, outcome-driven, and built to scale.
Cut Support Volume and Response Times with AI for Financial Services
With Connect6, financial service providers can now offer real-time, intelligent support for account management, transaction inquiries etc.
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Predicting Defaults Before They Happen: The Role of AI in Lending
Traditional risk models detect danger after it’s already hit. In this piece, we explore how AI flips that timeline, spotting signs of distress before defaults surface.
Your AI Formula for Lower Risk and Higher Growth
From smarter lending to sharper risk management, Bay6.ai equips financial institutions with the AI advantage to stay ahead of customers and competitors.